You can get a free credit report, once a year, from the three credit reporting bureas. You need to go to www.annualcreditreport.com. It may not be available in all states yet. I was able to get ours. Everything looks fine. No one opened any unauthorized accounts under our name. The only problem I saw was our TransUnion report showed us as having two different accounts with CitiFinancial Mortgage that supposedly were opened back in 1993. One was a "line of credit", the other was a "revolving account". These entries did not appear on our Experian report, or our Equifax. These two accounts are in good standing, and it shows them as being transferred to another lender. We never had any accounts, of any kind with these people. I sent an e-mail to CitiFinancial, to see why we are being shown as having an account with them in past. They replied that I have to take it up with the credit rreporting agency. Hopefully, this will get straightened out.
Posted by Valkyre at December 8, 2004 10:42 PM